The beginnings of Layer 2

Ethereum Layer 2. It is set to solve major issues that the Ethereum ecosystem faces right now, by providing cheaper fees and faster transactions- that is the value proposition. Those who follow the Ethereum developments closely, eagerly wait for major improvements of the Ethereum ecosystem, which are set to take Ethereum to another level, including Layer 2.

We have seen how the market has explosively adopted the Polygon/Matic scalability solution: the market needed one asap and Polygon has become the only market-ready solution at this crucial time. …

Centralized Exchanges (CEXs) and centralized digital asset trading vs Decentralized Exchanges (DEXs) and decentralized digital asset trading. The question that many are asking is: which model is the winner?

Whilst CEXs have paved the way for initial crypto adoption and trading, the use of DEXs, which are natively based on a blockchain and enable peer-to-peer crypto exchange, is increasing. Both CEXs and DEXs have their own pros and cons, the question is- what do we need in a rapidly developing Web3 economy? What model can serve the purpose best the needs of the digital World?

Key differences between CEXs and DEXs

Centralized exchanges are for-profit centralized…

Ethereum. It was started in 2015 and since then has indisputably been the most actively used blockchain. Ethereum, according to its description, is a technology that is home to digital money, global payments, and applications. The community has built a booming digital economy, bold new ways for creators to earn online, and so much more. It is open to everyone, wherever you are in the world- all you need is the Internet.

Ever since its nascence, Ethereum has had a plethora of decentralized applications dApps developed on it, which sparked a boom of decentralized economy and decentralized finance (DeFi). dApps…

A leading newswire for financial technology, Finextra, has recently published an article that lists Twelve powerful wealth management trends and opportunities in 2021. Among the identified trends are:

  • Paperless onboarding
  • Self-service
  • Hybrid advice
  • Hyper personalisation
  • Impact investing and others

It has been evident that technology has sparked innovation and urge for a change in the financial sector, from payments to banking. The way customers are used to engaging with financial services is being changed by digital disruption and there is no doubt that this will include the management of wealth and assets.

Today, the wealth management industry is not only…

Welcome to the Kingdom of Decentralized Finance (DeFi) and Decentralized Exchanges (DEXs). The Kingdom where computer code and human community are equally important to carry the crowns of the Kings.

Whereas Bitcoin, Ethereum and Centralized Exchanges (CEXs), such as Binance, Kraken, to name a few, were the undisputed Kings of crypto for nearly a decade, the playground has been changing exponentially for the last few years. The new players, armed with Automated Market Makers (AMMs) have entered the battlefield to further take the crypto and finance space to the moon.

In this new playground, liquidity is what the DeFi soldiers…

Yesterday, on the 11th of May, at 22:23h (GMT+3), the Bitcoin had its halving.

It is one of the most important events in the life of Bitcoin, reminding us of many more things than one. Accept it or ignore it, but Bitcoin plays an integral part in the global economy, the financial markets, and society, and has been playing one for over a decade. To commemorate such an important occasion as the Bitcoin halving, it is intriguing to remember the environment that surrounded the creation of Bitcoin and take a moment to reflect on it with the eyes of today.

What do ship-owners and stock traders have in common?

Two things: both buy when the markets are down and they both live in a continuous cycle of ups and downs. For either of them, it does not mean that life is good when all indicators are in their highs, on the contrary: all it does is indicate that the markets are overheated and collapse or a downturn is imminent, therefore they are looking for protection.

Ship-owners and stock traders both know that throughout history there never has been a plateau — the markets are ruled by cycles: birth is followed…

The new financial crisis has started. I wholeheartedly wish that I am wrong- for the good of our society and well-being because people are not prepared for this at all. The last financial crisis of 2008, was a shock not only for society but also among the experienced financiers, as in September that year, even the Wall Street wolfs were asking themselves- will Goldman survive?

The 2008 crisis has taken a big hit in America and elsewhere. It was tragic- people losing houses, being treated as a useless part of the system that has failed. …

This is a beginner series of introduction to the blockchain technology.

The blockchain technology was first introduced in 2008, as the technology that supports the cryptocurrency Bitcoin. Today, it is one of the most attention-grabbing technologies, with the potential to revolutionize major areas of business and industry.

Bitcoin, a system that enables for multiple parties unknown to each other to reach consensus due to cryptographic algorithms, was invented by someone called Satoshi Nakamoto with the publishing of the Whitepaper that is called ‘Bitcoin: Peer-to-Peer electronic cash system’.

Discussions of the blockchain technology as a separate topic from the Bitcoin context…

Recently, a Washington- based Institute of International Finance reported that the World’s debt has reached a humongous $244 trillion, which is more than three times the size of the global economy. Do you remember the financial crisis of 2008? Were there any signs?

Last year, global government debt exceeded $65 trillion, up from $37 trillion ten years ago.

It is pretty obvious for many, that the World is at the tipping point and major changes are taking place. The central bankers, who created the current fiat money system that is backed by exponentially increasing debt, know the cycle of the…


Fintech & Blockchain Professional, MSc Digital Currencies

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